Jr Pre-Close Review Specialist - Lubbock, Victoria, Bellaire

External Applicants: Please apply through Prosperity Bank's Career Center at https://www.prosperitybankusa.com/Careers.  Applying through any other source may prevent Prosperity from receiving your application.  
Internal Applicants: If you are a current associate of Prosperity Bank, please apply through the internal Talent - Career Center in ADP. Prosperity Bank is an Equal Opportunity Employer.

POSITION PURPOSE

Responsible for oversight and review of Commercial Loan documentation for the Commercial Lending groups within the franchise. Tasks include collaboration with members of the team which handle document preparation, preclose review, loan funding, and onboarding. 

• Assumes responsibility and ensures that the loan documents are created accurately both internally and by approved attorneys in a timely manner.
• Detailed collateral perfection knowledge of real estate, commercial & industrial lending.
• Maintains the daily workflow activity to ensure service level commitments are met. 
• A thorough knowledge and understanding of departmental policies, procedures, guidelines, and regulations; stays current with regulatory and market developments.
• Performance measurements are comprised of documentation requirements, organizational skills, and involve a professional attitude with collaborative relationships with the lending staff in the banking centers.
• Performs other duties, tasks and special projects as required, assigned, or directed.

The above statements describe the general nature and level of work only. They are not an exhaustive list of all required responsibilities, duties, and skills. Other duties may be added, or this job description amended at any time.

Education/Certification: High school graduate or equivalent, associate or bachelor’s degree is strongly preferred or combination of equivalent education and banking experience. A minimum 3-5 years commercial lending, title company/escrow, or loan servicing experience required. 

Required Knowledge: Loan Documents, Real Estate, Commercial & Industrial

Experience Required: Experienced with complex commercial transactions/structures, evaluating and preparation of loan documents. 

Skills/Abilities: Excellent written and verbal communication skills

Ability to work independently and as part of a team

Must be able to work with speed and accuracy and possess detailed organizational skills. Ability to prioritize and delegate work. Must be decisive and detail oriented.

Must possess the ability to read, analyze and interpret general business periodicals, professional journals, technical procedures, or governmental regulations. 

Possess ability to write reports and business correspondence. 

Possess ability to effectively present information and respond to questions from groups of managers and customers.

Strong analytical and complex problem-solving skills are required as well as the ability to calculate figures and amounts such as interest and ratios, problems, collect data, establish facts, and draw valid conclusions.

PHYSICAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION

Talking: Especially where one must frequently convey detailed or important instructions or 

ideas accurately, loudly, or quickly.

Average Hearing: Able to hear average or normal conversations and receive ordinary information.

Repetitive Motion: Movements frequently and regularly required using the wrists, hands, and/or

 fingers.

Average Visual Abilities: Average, ordinary, visual acuity necessary to prepare or inspect documents or 

products, or operate machinery.

Physical Strength: Sedentary work; sitting most of the time. Exerts up to 10 lbs. of force occasionally.

(Almost all office jobs.)

WORKING CONDITIONS

None: No hazardous or significantly unpleasant conditions (such as in a typical office).

MENTAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION

Reasoning Ability: Ability to apply logical or scientific thinking to define problems, collect data, 

establish facts and draw conclusions.

 Able to interpret a variety of technical instructions and can deal with multiple 

 variables.

Mathematics Ability: Ability to compute discount, interest, profit and loss; commission markup and 

 selling price; and ratio, proportion, and percentage.

 Able to perform very simple algebra.

Language Ability: Ability to read periodicals, journals, manuals, dictionaries, thesauruses, and 

encyclopedias.